The minimum opening deposit is 1 and deposits are NCUA-insured. This rate is only available through Raisin. The rate increases will be effective as of the date of the request. Todays best CD rates are 5.90 from Pelican State Credit Union for 2 years, 5.75 from MapleMark Bank for 1 year, and 5.65 from Dow Credit Union for 3 months. The average rate on a 1-year CD in July is 1.38 APY and the average rate in a 5-year CD is 2.19 APY. Technology Credit Union’s 5-month no-penalty CD offers 5.36 APY. *Interest Rate and APY may be increased once during the term of the CD, if our rates increase during that time, and will be increased to the rate for a 60-month CD as of the date of the request. Fees and withdrawals of funds from this account prior to maturity will reduce earning. A penalty may be assessed for early withdrawals. 0.10% APY bonus earned if you also have a MFCU Premier Checking Account. Termsįor members under the age of 18 the required minimum balance on all CDs is $100.00. Please contact us or stop into a branch to verify the current rate.
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